Why Are Insurance Underwriters Investigating The Mental State Of L’Wren Scott At The Time Of Her Death?

L'Wren Scott, the fashion designer girlfriend of The Rolling Stones lead singer Mick Jagger was found dead of an apparent suicide on March 17, 2014. The band canceled the Australia/ New Zealand leg of the tour, so Mick could deal with his grief.

A federal court has now granted some insurance underwriters permission to investigate Scott's state of mind prior to her death, as part of their continuing effort NOT TO PAY THE STONES FOR THE TOUR CANCELLATION.

The Salt Lake Tribune reports the Stones had a $23.9 million insurance policy to cover the band in case the "sudden and unforeseen" deaths of each of the legendary band's members and their families led to the cancellation of a tour. However, a $12.7 million payout to the band to cover the lost shows never happened, prompting the Stones to sue the underwriters in U.K. court.  In preparing their defense, the Tribune reports the underwriters have now gotten court permission to seek evidence on Scott's mental state from her brother, Utah resident Randall Brambrough.

The underwriters were also seeking permission from authorities in New York City for similar evidence from Scott’s former assistant, as well as the executor of Scott's will, and from the New York City Office of the Chief Medical Examiner.

The insurers claim they didn't pay because the condition that led to Scott hanging herself was pre-exisiting, and therefore wasn't covered by the policy's "sudden and unforeseen" death clause. The underwriters also reportedly claimed Jagger's excuse for cancelling the shows wasn't properly documented. According to the Salt Lake Tribune, a physician declared the singer was suffering from, "acute traumatic stress disorder" as a result of Scott's suicide, and therefore had to take a break from performing. However, the underwriters reportedly claim Jagger wasn't physically examined, and that the physician who signed the letter wasn't a psychiatrist.